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Temporary closure, unoccupancy & working from home arrangements

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As we struggle with the consequences of COVID-19 it is important to highlight some of the effects on insurance arrangements with temporary closures, working from home & unoccupied buildings. So, with this in mind, we have some general advice below to assist you. Please note, it is absolutely vital you contact your Centrewest Broker, 08 […]

Understanding Underinsurance

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It is important for businesses and home owners to take steps to ensure they are properly insured.  Unfortunately, 1 in 10 Australian small businesses with insurance don’t have enough cover to protect themselves against business disruption, legal liabilities or loss or damage to their assets* Under-insurance is when the value you have insured your property […]

Travel Insurance & Coronavirus

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As you are probably aware there is an active outbreak of a new novel coronavirus that originated from Wuhan City in Hubei Province in China. The Australian Government (DFAT) has raised the travel advisory for all Australians to “Level 4 – Do not travel to mainland China”. The Insurance Council of Australia (ICA) says while […]

Bushfire Prepardness

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As summer is approaching so is bushfire season. After a series of relatively mild summers, and a dry winter this year, fire authorities warn bushfire conditions heading into summer are on par with possibly some of the worst seen in recent years. Planning and managing risks –  for your business, home or both – will […]

Proof of Ownership

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You notice a ring you were given by a loved one is no longer where it should be, you immediately start thinking where it could be and what you can do to get it back, insurance! If you need to make a contents insurance claim, you will generally need some evidence of ownership, to prove […]

Increase to WA’s Work Health and Safety Penalties

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Western Australia now has the highest work health and safety penalties in the country. The increase in penalties highlights the importance of maintaining a safe workplace. Workplace Health and Safety (WHS) also referred to Occupational Health and Safety (OH&S) laws require employers to manage workplace risks in order to protect the health, safety and welfare of […]

Tradies Insurance, do you know what cover you need?

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Are you a tradie getting confused about what insurance cover you need? Do you fully understand your responsibilities as a licensed tradie at a job site? Your trade and your business is unique, and for that reason so is your risk and the cover you need. Tradesperson insurance can vary, whether you’re a subbie, sole trader, employ […]

Increase to WA’s Work Health and Safety Penalties

by

Western Australia now has the highest work health and safety penalties in the country. The increase in penalties highlights the importance of maintaining a safe workplace. Workplace Health and Safety (WHS) also referred to Occupational Health and Safety (OH&S) laws require employers to manage workplace risks in order to protect the health, safety and welfare of […]

Tradies Insurance, do you know what cover you need?

by

    Are you a tradie getting confused about what insurance cover you need? Do you fully understand your responsibilities as a licensed tradie at a job site? Your trade and your business is unique, and for that reason so is your risk and the cover you need. Tradesperson insurance can vary, whether you’re a subbie, sole […]

Surviving Email Fraud in 2018

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    Enterprise security company Proofpoint, Inc has recently released their 2018 Edition of Surviving Email Fraud: A Practical Guide to Protecting Your Organisation. The publication states that since the FBI began tracking simple email fraud attacks in 2015, more than 22,000 organisations worldwide have fallen victim to them, losing an estimated $3.08 billion. Proofpoint […]