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Update on Business Interruption Claims Relating to COVID-19

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What has happened so far? Since March 2020 many businesses and commercial properties have been effected by loss of profits and rental income from enforced COVID-19 shutdowns and restrictions. Generally insurers had previously taken steps to reduce their exposure to pandemics in the early 2000’s and were relying on exclusions to avoid claims. However, some insurers did not amend their […]

COVID-19 Resources

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At Centrewest we are committed to supporting our clients as the COVID-19 situation continues. As a leader in a risk management business, we remain fully committed to supporting you and your company through these challenging times.   We would like to reassure all our clients that we are here to help as much as possible and […]

Work Health and Safety Laws – Increased penalties

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The harsh facts  We have highlighted the changes to Work Health and Safety Laws in Western Australia for some time.  Penalties for breaches of WA’s work health and safety laws increased substantially, the WA State Government announced significant increases to fines and potential jail terms for businesses who commit safety offences. For instance, fines of […]

Temporary closure, unoccupancy & working from home arrangements

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As we struggle with the consequences of COVID-19 it is important to highlight some of the effects on insurance arrangements with temporary closures, working from home & unoccupied buildings. So, with this in mind, we have some general advice below to assist you. Please note, it is absolutely vital you contact your Centrewest Broker, 08 […]

Workers Compensation – Coronavirus (COVID-19)

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Workcover WA update as of March 13, 2020 WorkCover WA is receiving queries relating to COVID-19, commonly known as Coronavirus. The main query is whether workers would be entitled to compensation in WA if the disease is contracted at work. In order for any worker to be eligible for compensation a disease must have been […]

Understanding Underinsurance

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It is important for businesses and home owners to take steps to ensure they are properly insured.  Unfortunately, 1 in 10 Australian small businesses with insurance don’t have enough cover to protect themselves against business disruption, legal liabilities or loss or damage to their assets* Under-insurance is when the value you have insured your property […]

Coronavirus Update

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While Australia has been relatively protected from the spread of Coronavirus, many travellers have been disrupted due to travel restrictions, while others are reluctant to travel due to the increase risk that the disease poses. At this point in time most claims are being considered and assessed on their particular circumstances. As it is a […]

Tradies Insurance, do you know what cover you need?

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Are you a tradie getting confused about what insurance cover you need? Do you fully understand your responsibilities as a licensed tradie at a job site? Your trade and your business is unique, and for that reason so is your risk and the cover you need. Tradesperson insurance can vary, whether you’re a subbie, sole trader, employ […]

Management of Minor Workers’ Compensation Claims

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A recent Workcover WA Bulletin has been released, claiming that some employers are choosing to pay low cost workers’ compensation claims themselves and not processing them in accordance with current legislation. Duty to submit a workers’ compensation claim Regardless of the size of the claim, under the Workers’ Compensation and Injury Management Act 1981, employers are […]

What is Premium Funding? | How your business can benefit from it

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  Did you know that a 2017 ASIC survey identified over 2 out of 5 small business failures are due to insufficient cash flow? As a small business, your insurance policies are obligatory, but the costs involved don’t have to cause unnecessary financial stress. Read on to find out how Premium Funding your policies can […]