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Understanding Underinsurance

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It is important for businesses and home owners to take steps to ensure they are properly insured.  Unfortunately, 1 in 10 Australian small businesses with insurance don’t have enough cover to protect themselves against business disruption, legal liabilities or loss or damage to their assets* Under-insurance is when the value you have insured your property […]

Bushfire Prepardness

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As summer is approaching so is bushfire season. After a series of relatively mild summers, and a dry winter this year, fire authorities warn bushfire conditions heading into summer are on par with possibly some of the worst seen in recent years. Planning and managing risks –  for your business, home or both – will […]

Proof of Ownership

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You notice a ring you were given by a loved one is no longer where it should be, you immediately start thinking where it could be and what you can do to get it back, insurance! If you need to make a contents insurance claim, you will generally need some evidence of ownership, to prove […]

What if your commercial property or home is unoccupied?

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  A common issue arises when a building, whether a home or commercial, is unoccupied for an extended period. If for instance: You are travelling on an extended holiday You are moving away Or a tenant leaves your home or commercial building and you find you can’t tenant or sell the property, make sure you consider […]

Is Your Property Bushfire Prepared?

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  As Christmas holidays approach we finally get our chance to visit Perth’s beautiful beaches. Unfortunately, dry heat and winds bring significant fire risk to you, your loved ones and property. Having just experienced the driest Autumn in five years, Perth and the South West have been warned to brace for increased bushfire risk this […]